Values In Motion:
The Ayan Journal.

Navigating the intersection of ethical finance and smart driving. Your guide to success on and off the road.
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Essentials Every Uber Driver Needs in 2025

You’re about to embark on a career filled with new faces, endless journeys, and occasional arguments with your sat-nav. But before you even think about picking up your first passenger, there are 3 essentials you must sort out...

April 30, 2025

Maximising Your Earnings: Peak Hours and Hotspots in London for PCO Drivers (2025 Edition)

Whether you’re chauffeuring city slickers through Chelsea or ferrying tourists from Tower Bridge to The Shard, one thing’s for sure: you want to make the most of every shift.

April 24, 2025

Top Considerations for Private Hire Drivers When Choosing a Vehicle

Our team has helped hundreds of drivers finance the right wheels for their work. So, buckle up. Let’s help you make the smartest vehicle decision of your career, without the boring car salesman pattern.

April 16, 2025

Top 10 Cars for Uber Drivers in 2025

So, you’ve decided to become an Uber driver in 2025. Whether it’s to escape your boring 9-to-5, get to choose your own hours, or just to be able to drive around all day and call it work, you need the right car for the job. But which one? Well, my ride-sharing hero, luckily for you, we’ve compiled the ultimate list of the best cars you should use for Uber in 2025. Buckle up!

March 27, 2025

What’s The Best Car For Uber Drivers In 2025, EVs Or PHEVs?

The eternal debate of our time—EVs (electric vehicles) versus PHEVs (plug-in hybrid electric vehicles).

March 10, 2025

How to Become a PCO Driver in 2025

Thinking of becoming a PCO driver in 2025? Whether you're looking for a flexible side hustle or a full-time gig, navigating the licensing process can feel overwhelming. But don’t worry—as always, Ayan’s got you covered.

February 13, 2025

Best Eats for PCO Drivers

Imagine this, you’ve had a long day of zooming around London. You’re feeling peckish, but you need to remain in the hotspots to make sure you don’t miss out on all those potential rides. Have no fear, your friends at Ayan are here.

January 23, 2025

Top PCO-eligible cars for London – why picking the right vehicle matters

Discover the top PCO-eligible cars for London from the Tesla Model 3 to the Toyota Prius. Learn how choosing the right vehicle impacts compliance, profitability, and customer satisfaction. Explore cost-effective, eco-friendly, and luxurious options tailored to PCO drivers.

December 19, 2024

Earn £100 with the Ayan Referral Program: Share Halal Car Finance & PCO Hire Benefits

Join the Ayan Referral Program and earn £100 for every successful referral! Share our halal car finance and PCO hire options with friends and family, and both you and your referee will be rewarded.

December 5, 2024

EV vs PHEV: which is best for you as an Uber driver in London?

Uncover the key differences between fully electric vehicle and a plug-in hybrid, from cost and range to convenience and regulations. Find out which option fits your driving style and future-proofs your career in London’s fast-evolving private hire market.

November 28, 2024

Will Clearpay Help Build Your Credit Score in the UK?

Buy Now, Pay Later (BNPL) services like Clearpay have exploded in popularity across the UK. But while more people are using Clearpay, a big question remains: Does Clearpay help build your credit score?

September 26, 2025

What Credit Score Do You Need for Car Finance in the UK?

Your credit score plays a big role in whether you can get approved for car finance, and what kind of deal you get. Lenders use your credit profile to assess risk. But how good does your credit score need to be? Can you still get approved with poor credit?

September 25, 2025

Best Car Air Fresheners in the UK (2025 Picks)

A fresh-smelling car isn’t just about comfort, it’s about creating a professional atmosphere, especially if you’re a PCO or private hire driver.

September 22, 2025

Is It Worth Buying an Imported Car in the UK?

Imported cars often come with unique styling, better specs, and sometimes lower prices… but are they actually worth it? Imported cars also risk higher insurance costs, expensive repairs, and complicated paperwork.

September 19, 2025

Can You Get a Car Financed Without Proof of Income?

Getting approved for car finance usually means providing proof of income, like payslips, bank statements, or tax documents. But what if you're self-employed, freelancing, or between jobs? Can you still get approved without traditional income documentation?

September 17, 2025

Is PCP Halal or Not? Understanding Islamic Car Financing

If you’re a Muslim considering car finance in the UK, you’ve probably come across PCP (Personal Contract Purchase). But the big question is: Is PCP Halal or Haram?

September 16, 2025

Can You Sell a Car on Finance?

Thinking about selling your car but still have finance remaining? You're not alone. Many drivers find themselves in this position, unsure of the legal and financial implications of selling a car that's still under a finance agreement.

September 15, 2025

How Does a Guarantor Work for Car Finance in the UK? (2026 Guide)

Getting approved for car finance in the UK isn’t always easy, especially if you have limited credit history, a low income, or bad credit. That’s where a guarantor can help. A guarantor acts as a financial safety net for lenders, making it easier for people to secure a car finance deal.

September 14, 2025

10 Tips to Reduce Car Insurance as a New Driver in 2026

Getting insured as a new driver in the UK can be expensive. Premiums for first-time drivers, especially under the age of 25, are typically the highest in the market. In fact, according to recent data, the average premium for a 17–20 year old can exceed £1,800 annually.

September 12, 2025

10 Cheapest Cars for New Drivers to Insure in 2026

Buying your first car is exciting, but if you're a new driver in the UK, the cost of car insurance can be a serious shock. According to recent reports, drivers aged 17 to 24 see insurance as a bigger hurdle than the car itself.

September 11, 2025
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