DRIVE THE FUTURE
YOU BELIEVE IN

Get a PCO car in just 2 days with fair weekly payments. Pick any car, any dealer. Halal car finance.
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APPLY NOW

HOW IT WORKS

VALUES-DRIVEN FINANCING.
DRIVE WITH
CONFIDENCE

At Ayan, we believe everyone deserves access to reliable transportation. That's why we've created a rent-to-buy model that's 100% Sharia-compliant.
WHY SHARIA-COMPLIANT

1

Choose any vehicle from any UK dealer
or let us help you find the perfect match.

2

Make an affordable deposit (as low as 5%). No hidden fees, no penalties, no interest. We make our revenue from renting the car to you.

3

Make weekly payments on your vehicle. 
Adjust payments flexibly whenever you need a break.

4

Build equity with every payment. Own the vehicle with halal car finance outright at the end—no balloon payment.

YOUR CAR, YOUR WAY
No mileage limits, log book (V5C) 
in your name from day one, and full ownership at the end of the term.
WE HELP YOU CHOOSE
From selecting the right car to navigating the application, our support team is with you every step.
TOTAL PEACE OF MIND
Flexible protection plans and continued No Claims Bonus in your name. Drive confidently with Ayan.

FIND YOUR PERFECT RIDE

At Ayan, choose any car that fits your style. Our wide selection of quality vehicles from trusted UK dealers ensures you'll find your perfect match.
1/4

Kia Sorento, 2023

Comfortable, reliable SUV with impressive fuel efficiency and features
Rent-to-buy
Bank loan
Leasing
Path to ownership
Flexible payments
No hidden costs
No penalty fees
Safe driving rewards
Low initial deposit
Wide car selection
No mileage limits
Your name on logbook
2/4

Mercedes EQE, 2023

Sleek design, advanced features, and 300-mile electric performance.
Rent-to-buy
Bank loan
Leasing
Path to ownership
Flexible payments
No hidden costs
No penalty fees
Safe driving rewards
Low initial deposit
Wide car selection
No mileage limits
Your name on logbook
3/4

Kia Niro, 2024

Compact hybrid SUV with 300-mile electric range.
Rent-to-buy
Bank loan
Leasing
Path to ownership
Flexible payments
No hidden costs
No penalty fees
Safe driving rewards
Low initial deposit
Wide car selection
No mileage limits
Your name on logbook
4/4

Tesla Model 3, 2021

Powerful, eco-conscious car with impressive driving range.
Rent-to-buy
Bank loan
Leasing
Path to ownership
Flexible payments
No hidden costs
No penalty fees
Safe driving rewards
Low initial deposit
Wide car selection
No mileage limits
Your name on logbook

CALCULATE YOUR WEEKLY PAYMENTS

Car price
Less than £25,000 is for Limited Companies only
Deposit
Your Credit Score
Excellent
Good
Fair
Poor
Not sure
Please change the car value to enable Uber EV Grant. Total value of financing cannot be less than zero.
£5,000
today
£229
per week
deposit
156 weekly payments

Apply online in 5 minutes—
no impact on credit score.

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REAL STORIES FROM REAL
DRIVERS

Brilliant company and would definitely recommend!

The whole process was easy with Ayan Capital from the initial query to having my car , the entire team are professional, offering advice where required. I am grateful to Ayan Capital who are very transparent with investments. The opportunities presented are incredible . I received a timely response from Ayan for any kind of help. I appreciate their customer service and high standards for themselves and their customers. If I buy another car in the future , I would be going back to Ayan Capital.

Enamul Hassan Tipo

Ayan Capital: A Lifesaver and the Best in Halal Finance!

«...but what truly sets Ayan apart is what happened on the day I went to pick up the car. There was an attempt by someone (either within the dealership or externally) to defraud me of over £50,000. This could have financially ruined me, but thanks to Ayan Capital’s vigilance and expertise, they identified the issue immediately. Their team launched a thorough investigation, escalated the matter to the dealership’s director, and resolved the issue—all while ensuring I could still take home the car I had my heart set on. Ayan Capital didn’t just help me buy a car—they saved me from disaster. Their professionalism, care, and determination to protect their clients go far beyond what you’d expect from any finance company»

Foysol Hissain

They are very reliable, honest and operate with integrity

I love my experience at Ayan Capital. Super-friendly staff. Their staff is not only friendly but also highly skilled. I was completely impressed with their professionalism and customer service. I recommend them to anyone who is looking for Islamic Halal car finance.

Shamsul Haque

For any PCO driver looking for a trustworthy and halal-friendly car solution

“Being a PCO driver, finding a Halal-compliant car scheme that aligns with my values seemed like a challenge until I discovered Ayan Capital. Their rent-to-buy car scheme has been a game-changer for me. I get to choose any car I want, and they take care of the purchase and rental process. The best part? It's all Halal-compliant. ”

abumuadh213

He was nothing but a friend throughout the entire process

Finding the car, financing it, and going through the numbers was an incredible experience. I managed to get a Tesla Model X P90 through Ayan Capital, and I'm very thankful.

Afsal Thorappa

Great service thank your very much

“Great service, thank you very much for making this experience so pleasant and hassle-free. Your efforts are greatly appreciated!”

Zaid Anwar

Thank you very much for the kind attention and all the effort

“The only thing a have to say to Ayan capital, Mr Furkat and Mr. Abdullo is thank you very much for the kindness attention and all the effort. You are the best️”

Joao Donizette da Silva

DRIVING CHANGE, ONE CUSTOMER AT A TIME

The Ayan team combines decades of expertise in Islamic finance and tech. As part of the Alif Group, we've empowered 3 million customers worldwide. Ayan is creating a community-driven financial ecosystem to make values-driven vehicle financing accessible for everyone.
ABOUT AYAN
10 years
of experience
3 million
people served
Lenders, not brokers
We're at:
4th Floor, 1 Kingdom Street
Paddington Central,
London W2 6BD
Contact us:
WhatsApp/Phone:
+44 204 520 7473
Open:
Mon-Fri: 9 AM - 6 PM
Sat: 10 AM - 2 PM
Closed Sundays
SEE ALL
What kind of cars do you have?
Is the financing halal?
Is this just a rent-to-buy agreement?
Will I keep or start getting No claim bonus (No claim Discount)
with the insurance financed by Ayan?
How long will it take for me to be approved and get the car?
Can I use my own insurance?