DRIVE THE FUTURE
YOU BELIEVE IN

Get a PCO car in just 2 days with fair weekly payments. Pick any car, any dealer. Halal car finance.
✦ Google 5.0/5.0
APPLY NOW

HOW IT WORKS

VALUES-DRIVEN FINANCING.
DRIVE WITH
CONFIDENCE

At Ayan, we believe everyone deserves access to reliable transportation. That's why we've created a rent-to-buy model for business purposes that's 100% Sharia-compliant.
WHY SHARIA-COMPLIANT

1

Choose any vehicle from any UK dealer
or let us help you find the perfect match.

2

Make an affordable deposit (as low as 5%). No hidden fees, no penalties, no interest. We make our revenue from from renting the car to you.

3

Make weekly payments on your vehicle. 
Adjust payments flexibly whenever you need a break.

4

Build equity with every payment. Own the vehicle with halal car finance outright at the end—no balloon payment.

FIND YOUR PERFECT RIDE

At Ayan, choose any car that fits your style. Our wide selection of quality vehicles from trusted UK dealers ensures you'll find your perfect match.
1/4

Kia Sorento, 2023

Comfortable, reliable SUV with impressive fuel efficiency and features
Rent-to-buy
Bank loan
Leasing
Path to ownership
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Flexible payments
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No hidden costs
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No penalty fees
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Safe driving rewards
arrow ok icon
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Low initial deposit
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Wide car selection
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No mileage limits
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Your name on logbook
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2/4

Mercedes EQE, 2023

Sleek design, advanced features, and 300-mile electric performance.
Rent-to-buy
Bank loan
Leasing
Path to ownership
arrow ok icon
arrow ok icon
Flexible payments
arrow ok icon
cross icon
cross icon
No hidden costs
arrow ok icon
cross icon
cross icon
cross icon
No penalty fees
arrow ok icon
cross icon
cross icon
cross icon
Safe driving rewards
arrow ok icon
cross icon
cross icon
Low initial deposit
arrow ok icon
cross icon
cross icon
Wide car selection
arrow ok icon
cross icon
No mileage limits
arrow ok icon
cross icon
cross icon
Your name on logbook
arrow ok icon
cross icon
cross icon
3/4

Kia Niro, 2024

Compact hybrid SUV with 300-mile electric range.
Rent-to-buy
Bank loan
Leasing
Path to ownership
arrow ok icon
arrow ok icon
Flexible payments
arrow ok icon
cross icon
cross icon
No hidden costs
arrow ok icon
cross icon
cross icon
cross icon
No penalty fees
arrow ok icon
cross icon
cross icon
cross icon
Safe driving rewards
arrow ok icon
cross icon
cross icon
Low initial deposit
arrow ok icon
cross icon
cross icon
Wide car selection
arrow ok icon
cross icon
No mileage limits
arrow ok icon
cross icon
cross icon
Your name on logbook
arrow ok icon
cross icon
cross icon
4/4

Tesla Model 3, 2021

Powerful, eco-conscious car with impressive driving range.
Rent-to-buy
Bank loan
Leasing
Path to ownership
arrow ok icon
arrow ok icon
Flexible payments
arrow ok icon
cross icon
cross icon
No hidden costs
arrow ok icon
cross icon
cross icon
cross icon
No penalty fees
arrow ok icon
cross icon
cross icon
cross icon
Safe driving rewards
arrow ok icon
cross icon
cross icon
Low initial deposit
arrow ok icon
cross icon
cross icon
Wide car selection
arrow ok icon
cross icon
No mileage limits
arrow ok icon
cross icon
cross icon
Your name on logbook
arrow ok icon
cross icon
cross icon

CALCULATE YOUR WEEKLY PAYMENTS

Car price
Less than £25,000 is for Limited Companies only
Deposit
Your Credit Score
Excellent
Good
Fair
Poor
Not sure
Please change the car value to enable Uber EV Grant. Total value of financing cannot be less than zero.
£5,000
today
£229
per week
deposit
156 weekly payments

Apply online in 5 minutes—
no impact on credit score.

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by clicking the button, I agree to the privacy policy
Ayan provides car finance only for business purposes. This can include Private hire and PCO driving as well as any other business needs.
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REAL STORIES FROM REAL
DRIVERS

I had an amazing experience with Ayan Capital.

I had an amazing experience with Ayan Capital. Once my application was approved, I received fantastic support in choosing and purchasing my car. The terms of the agreement were clear, and the fact that they adhere to Sharia principles of finance gave me, a non-Muslim, additional confidence in financing my vehicle through them. A special thanks to Salman for his assistance in buying my new car.

Constantin

The application was very easy and straightforward—they made me feel comfortable and valued.

Firstly I would like to say a big big thank you to Ayan capital and their team for helping me secure the funds needed to buy a car, the application was very easy and straightforward they made me feel comfortable and valued. I would also like to say a massive thank you to Shehrez and all the support he gave me during the process he helped me every step of the way and made sure I understood everything, and was happy with everything. Shehrez went over and beyond to make sure the purchase went through smoothly from Ayan capitals side and he was very patient as there was issues with the dealership which Shehrez sorted out as best as possible. I’m very very grateful for his help and time taken to ensure I got the car as quick as possible. Once again thank you all very much and I will definitely recommend anyone looking to buy a car to deal with Ayan capital, may Allah bless you all and help your company expand as big as possible.

Hisham Wareth

The best in the business!

If you’re looking for a finance company that’s knowledgeable, honest, and reliable, look no further. This team has taken my finances to a level I never thought possible. They work tirelessly to find the best solutions for me and always keep my interests at heart. I’m beyond grateful for their support—if I could give them 10 stars, I would! Finding a finance company you can trust is rare, but I found it here. They are completely transparent about fees, in, and risk factors, which gave me peace of mind from the start. They go above and beyond to ensure I’m making informed decisions every step of the way. If you want a team that truly cares, this is the place. Thank you again!! Gabor

Gabor

They are very reliable, honest and operate with integrity

I love my experience at Ayan Capital. Super-friendly staff. Their staff is not only friendly but also highly skilled. I was completely impressed with their professionalism and customer service. I recommend them to anyone who is looking for Islamic Halal car finance.

Shamsul Haque

For any PCO driver looking for a trustworthy and halal-friendly car solution

“Being a PCO driver, finding a Halal-compliant car scheme that aligns with my values seemed like a challenge until I discovered Ayan Capital. Their rent-to-buy car scheme has been a game-changer for me. I get to choose any car I want, and they take care of the purchase and rental process. The best part? It's all Halal-compliant. ”

abumuadh213

DRIVING CHANGE, ONE CUSTOMER AT A TIME

The Ayan team combines decades of expertise in Islamic finance and tech. Discover who we are and what drives us.
ABOUT AYAN
about ayan image
team phototeam photo with the boardTajikistan team photo
10 years
of experience
3 million
people served
Lenders, not brokers
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We're at:
4th Floor, 1 Kingdom Street
Paddington Central,
London W2 6BD
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Contact us:
WhatsApp/Phone:
+44 204 520 7473
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Open:
Mon-Fri: 9 AM - 6 PM
Sat: 9:30 AM - 3:30 PM
Closed Sundays
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SEE ALL
What kind of cars do you have?
Is the financing halal?
Is this just a rent-to-buy agreement?
Will I keep or start getting No claim bonus (No claim Discount)
with the insurance premiums financed by Ayan?
How long will it take for me to be approved and get the car?
Can I use my own insurance?