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Ayan isn’t just another PCO rent-to-buy. Ayan puts you in the driver’s seat - no surprises, no sneaky fees, just a straight path to ownership.
Rent-to-buy PCO deals may seem simple, but many drivers don’t realise the true cost until they’re locked in
Other companies throw in insurance and servicing to make it sound like a good deal, but in reality, you’re massively overpaying for it. What seems convenient at first ends up costing way more than it should.
Want to return the car? You lose everything you’ve already paid.
Go over the limit, and you’ll be charged extra per mile, cutting into your earnings.
The logbook stays in their name - limiting your flexibility.
Setup fee, termination, taking a holiday, handling fines - you name it, they find a way to charge you for it.
Don't settle for limited options. Choose from 5,000 showrooms across the UK to find exactly what works for you.
Since it’s a fleet policy, you don’t build your own history and lose your no-claims discount.
Drive as much as you want - your earnings, your way.
Most of our drivers choose nearly-new cars at market price, not RRP, so you get more car for your money and save thousands in the long run.
From day one, you are in control.
We finance cars from any dealership or private seller across the UK - from Scotland to the South Coast. Get the exact trim, color, and electric range that suits your needs.
You’ll never pay anything but your deposit
and your weekly payments - nothing more, ever!
With our insurance partner you keep your NCB and build it over time. Ayan is just the policyholder.
Want to pay off early? Go for it - no penalties... ever.
No riba, just a fair, interest-free path to ownership.
At Ayan, you can pick any car, any dealership, anywhere in the UK
We only do a soft credit check, so no impact on your score.
We’ll buy any car from any UK dealership for you, PCO-stickered or not! Exec, 7-seater, V-Class - up to £100K. You choose, we finance!
No hidden fees, no extra charges, no early exit penalties. You’re in full control.
No stress! Most drivers get it in a week, but we give you two weeks to sort it out. Need help? Check out our guide!
We finance insurance premiums & warranty packages at exclusive wholesale rates. Ayan is just the policyholder. But you get the No Claims Bonus.
- Apply in 5 minutes.
- No hard credit checks.
- No paperwork.
- No hassle.
I had an amazing experience with Ayan Capital. Once my application was approved, I received fantastic support in choosing and purchasing my car. The terms of the agreement were clear, and the fact that they adhere to Sharia principles of finance gave me, a non-Muslim, additional confidence in financing my vehicle through them. A special thanks to Salman for his assistance in buying my new car.
Firstly I would like to say a big big thank you to Ayan capital and their team for helping me secure the funds needed to buy a car, the application was very easy and straightforward they made me feel comfortable and valued. I would also like to say a massive thank you to Shehrez and all the support he gave me during the process he helped me every step of the way and made sure I understood everything, and was happy with everything. Shehrez went over and beyond to make sure the purchase went through smoothly from Ayan capitals side and he was very patient as there was issues with the dealership which Shehrez sorted out as best as possible. I’m very very grateful for his help and time taken to ensure I got the car as quick as possible. Once again thank you all very much and I will definitely recommend anyone looking to buy a car to deal with Ayan capital, may Allah bless you all and help your company expand as big as possible.
If you’re looking for a finance company that’s knowledgeable, honest, and reliable, look no further. This team has taken my finances to a level I never thought possible. They work tirelessly to find the best solutions for me and always keep my interests at heart. I’m beyond grateful for their support—if I could give them 10 stars, I would! Finding a finance company you can trust is rare, but I found it here. They are completely transparent about fees, in, and risk factors, which gave me peace of mind from the start. They go above and beyond to ensure I’m making informed decisions every step of the way. If you want a team that truly cares, this is the place. Thank you again!! Gabor
I love my experience at Ayan Capital. Super-friendly staff. Their staff is not only friendly but also highly skilled. I was completely impressed with their professionalism and customer service. I recommend them to anyone who is looking for Islamic Halal car finance.
“Being a PCO driver, finding a Halal-compliant car scheme that aligns with my values seemed like a challenge until I discovered Ayan Capital. Their rent-to-buy car scheme has been a game-changer for me. I get to choose any car I want, and they take care of the purchase and rental process. The best part? It's all Halal-compliant. ”
