Ayan’s Rent-to-Buy PCO
Smarter. Fairer. Better.

Ayan isn’t just another PCO rent-to-buy. Ayan puts you in the driver’s seat - no surprises, no sneaky fees, just a straight path to ownership.

Apply in 2 Minutes
💰 Pay weekly rental payments. And as quickly as you can say InshaAllah, the car is yours!

You're in good hands

Need More Options? No Stress.
Any Car, Any Dealership,
Anywhere in the UK.

Get your vehicle

The Real Cost of PCO Car Hire.
Things Other Providers Don’t Tell You.

Rent-to-buy PCO deals may seem simple, but many drivers don’t realise the true cost until they’re locked in

You overpay more

Other companies throw in insurance and servicing to make it sound like a good deal, but in reality, you’re massively overpaying for it. What seems convenient at first ends up costing way more than it should.

Locked-in contracts

Want to return the PCO car? You lose everything you’ve already paid.

Mileage restrictions

Go over the limit, and you’ll be charged extra per mile, cutting into your earnings.

Logbook not in your name

The logbook stays in their name - limiting your flexibility.

Fees for
everything

Setup fee, termination, taking a holiday, handling fines - you name it, they find a way to charge you for it.

Limited
car choices

Don't settle for limited options. Choose from 5,000 showrooms not limited to London across the UK to find exactly what works for you.

No Claims Bonus?  
Not with them

Since it’s a fleet policy, you don’t build your own history and lose your no-claims discount.

At Ayan,
We Do Things Differently.

No mileage limits

Drive as much as you want - your earnings, your way.

You pay way less

Most of our Uber & taxi drivers choose nearly-new cars at market price, not RRP, so you get more car for your money and save thousands in the long run.

Logbook in your name

From day one, you are in control.

Choose your car

We finance cars from any dealership or private seller across the UK - from Scotland to the South Coast. Get the exact trim, color, and electric range that suits your needs.

No sneaky fees, no admin charges, no exit penalties

You’ll never pay anything but your deposit
and your weekly payments - nothing more, ever!

Build your
No Claims Bonus

With our insurance partner you keep your NCB and build it over time. Ayan is just the policyholder.

Flexible payments

Want to pay off early? Go for it - no penalties... ever.

Fully Shariah-compliant

It's Halal, no riba, just a fair, interest-free path to ownership.

Real savings. Real examples.

 
Weekly payments
Logbook
Flexible payments
Additional fees
Mileage limits
Total savings
 ayan logo
from £100/week 👌
(9K miles, like-new)
Your name on the
logbook from day one 🔑
Pay off anytime,
no penalties ✅
None - transparent pricing 🔍
None - Drive as much
as you want
£112/week saved
Other rent-to-buy
£329/week 🚨 
(including insurance)
No - until the
contract ends 🚫
9 months minimum term, termination fees, early termination results in loss of equity 🙅‍♂️
Setup fee £499
Restrictions apply -
3333 miles per month,
20p per mile excess
Overpaying every
single week 😱
Rent-to-buy
from £329 per week
Logbook at the end 🚫
Fixed term, fees, lose equity 😓
Admin, fines, notice ⚠️
Restricted mileage😬
Overpay weekly 😱
That's a £112/week Difference =
£5,824 Saved Per Year!

Ready to apply? Here’s how!

At Ayan, you can pick any PCO car, any dealership, anywhere in the UK

1

5-minute application

We only do a soft credit check, so no impact on your score.

2

Get approved &
pick your PCO car

We’ll buy any car from any UK dealership for you, PCO-stickered or not! Exec, 7-seater, V-Class - up to £100K. You choose, we finance!

3

Make
weekly payments

No hidden fees, no extra charges, no early exit penalties. You’re in full control.

4

Need a  
PCO sticker?

No stress! Most drivers get it in a week, but we give you two weeks to sort it out. Need help? Check out our guide!

5

Insurance & warranty?
We’ve got you!

We finance insurance premiums & warranty packages at exclusive wholesale rates. Ayan is just the policyholder. But you get the No Claims Bonus.

 

Apply Now →

- Apply in 5 minutes.
- No hard credit checks.
- No paperwork.
- No hassle.

SEE ALL
How does rent-to-buy work for PCO drivers?
What are the benefits of rent to buy over leasing or buying outright?
How much does a rent-to-buy car cost per week?
What are the eligibility criteria for rent to buy?
Is credit history important for rent to buy?
Will I own the vehicle at the end of the rent to buy agreement?