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SME/COMPANIES

At Ayan, we're committed to helping small and medium enterprises thrive. Our vehicle financing solutions are designed to fit your business needs, whether you're looking to expand your fleet or upgrade your company cars. With competitive rates, flexible terms, and a dedication to ethical financing, we're your partner in driving your business forward.

Competitive rates
Flexible terms
Shariah-compliant financing
Support for fleet expansion
Calculate pricing ->
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PRIVATE HIRE DRIVERS

Whether you're an Uber, Bolt, or FreeNow driver, Ayan has your back. 
We offer Sharia-compliant financing for a wide range of vehicles, from fuel-efficient hybrids to spacious SUVs. With weekly payments that adapt to your earnings, you can drive with confidence knowing that we're here to support you every step of the way.

Sharia-compliant financing
Adaptable weekly payments
Choose any car from any dealer
Support for Uber, Bolt, FreeNow, and more
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PREMIUM VEHICLES FOR CHAUFFEURS

At Ayan, we understand the unique needs of chauffeurs. Our flexible financing options allow you to choose the perfect vehicle to impress your clients and grow your business. With no hidden fees and a straightforward application process, we make it easy for you to get behind the wheel
and focus on providing exceptional service.

Access to premium vehicles
Flexible payment plans
No hidden fees or penalties
Quick approval process
Calculate pricing ->
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PCO car hire that puts you In the fast lane.

Take your PCO game to the next level with Ayan's Halal, flexible financing. Any car, any dealership, anywhere in the UK.
⭐️⭐️⭐️⭐️⭐️
#Sharia-certified option

You're in good hands

Trustpilot

Need More Options? No Stress.
Any Car, Any Dealership,
Anywhere in the UK.

Get your vehicle

Calculate Your Weekly Payments

Car price
Less than £25,000 is for Limited Companies only
Deposit
Your Credit Score
Excellent
Good
Fair
Poor
Not sure
Please change the car value to enable Uber EV Grant. Total value of financing cannot be less than zero.
3 years
4 years
5 years
£5,000
today
£229
per week
deposit
156 weekly payments

Apply online in 2 minutes,
no impact on your credit score.

Next step ->
Ayan provides car finance only for business purposes. This can include Private hire and PCO driving as well as any other business needs.
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The Real Cost of PCO Car Hire.
Things Other Providers Don’t Tell You.

Rent-to-buy PCO deals may seem simple, but many drivers don’t realise the true cost until they’re locked in

You overpay more

Other companies throw in insurance and servicing to make it sound like a good deal, but in reality, you’re massively overpaying for it. What seems convenient at first ends up costing way more than it should.

Locked-in contracts

Want to return the PCO car? You lose everything you’ve already paid.

Mileage restrictions

Go over the limit, and you’ll be charged extra per mile, cutting into your earnings.

Logbook not in your name

The logbook stays in their name - limiting your flexibility.

Fees for
everything

Setup fee, termination, taking a holiday, handling fines - you name it, they find a way to charge you for it.

Limited
car choices

Don't settle for limited options. Choose from 5,000 showrooms not limited to London across the UK to find exactly what works for you.

No Claims Bonus?  
Not with them

Since it’s a fleet policy, you don’t build your own history and lose your no-claims discount.

At Ayan,
We Do Things Differently.

No mileage limits

Drive as much as you want - your earnings, your way.

You pay way less

Most of our Uber & taxi drivers choose nearly-new cars at market price, not RRP, so you get more car for your money and save thousands in the long run.

Logbook in your name

From day one, you are in control.

Choose your car

We finance cars from any dealership or private seller across the UK - from Scotland to the South Coast. Get the exact trim, color, and electric range that suits your needs.

No sneaky fees, no admin charges, no exit penalties

You’ll never pay anything but your deposit
and your weekly payments - nothing more, ever!

Build your
No Claims Bonus

With our insurance partner you keep your NCB and build it over time. Ayan is just the policyholder.

Flexible payments

Want to pay off early? Go for it - no penalties... ever.

Fully Shariah-compliant

It's Halal, no riba, just a fair, interest-free path to ownership.

Ready to apply? Here’s how!

At Ayan, you can pick any PCO car, any dealership, anywhere in the UK

1

5-minute application

We only do a soft credit check, so no impact on your score.

2

Get approved &
pick your PCO car

We’ll buy any car from any UK dealership for you, PCO-stickered or not! Exec, 7-seater, V-Class - up to £100K. You choose, we finance!

3

Make
weekly payments

No hidden fees, no extra charges, no early exit penalties. You’re in full control.

4

Need a  
PCO sticker?

No stress! Most drivers get it in a week, but we give you two weeks to sort it out. Need help? Check out our guide!

5

Insurance & warranty?
We’ve got you!

We finance insurance premiums & warranty packages at exclusive wholesale rates. Ayan is just the policyholder. But you get the No Claims Bonus.

 

Apply Now →

- Apply in 5 minutes.
- No hard credit checks.
- No paperwork.
- No hassle.

QUESTIONS? ANSWERS.

SEE ALL
Why choose rent-to-buy over PCO hire?
Are there any mileage limits for my Ayan PCO rent-to-own car?
Do I need to pay a deposit for my Ayan PCO car?
Can I do PCO driving without a PCO licence?
What is the typical range of an electric PCO car?
What if I want to return my PCO car?

READY TO START YOUR JOURNEY?

Take the first step towards owning your dream PCO car. Apply now and get a decision in as little as 48 hours. No impact on your credit score. Uber drivers may qualify for an additional £3,000 refund.
APPLY NOW
+44 20 3802 0292
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Got questions? Call us or text on WhatsApp

© 2025 Ayan Capital LTD is registered by the Financial Conduct Authority as an Annex 1 financial institution for anti-money laundering purposes only—Firm Reference Number: 1004344. Registered in England & Wales, No: 15123809, with the office at 20 Wenlock Road, London, England, N1 7GU. Compliant with Data Protection Regulations 2018 under registration ZB613240.

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