close icon for modal
black van

SME/COMPANIES

At Ayan, we're committed to helping small and medium enterprises thrive. Our vehicle financing solutions are designed to fit your business needs, whether you're looking to expand your fleet or upgrade your company cars. With competitive rates, flexible terms, and a dedication to ethical financing, we're your partner in driving your business forward.

Competitive rates
Flexible terms
Shariah-compliant financing
Support for fleet expansion
Calculate pricing ->
close icon for modal
white SUV

PRIVATE HIRE DRIVERS

Whether you're an Uber, Bolt, or FreeNow driver, Ayan has your back. 
We offer Sharia-compliant financing for a wide range of vehicles, from fuel-efficient hybrids to spacious SUVs. With weekly payments that adapt to your earnings, you can drive with confidence knowing that we're here to support you every step of the way.

Sharia-compliant financing
Adaptable weekly payments
Choose any car from any dealer
Support for Uber, Bolt, FreeNow, and more
Calculate pricing ->
close icon for modal
black premium car

PREMIUM VEHICLES FOR CHAUFFEURS

At Ayan, we understand the unique needs of chauffeurs. Our flexible financing options allow you to choose the perfect vehicle to impress your clients and grow your business. With no hidden fees and a straightforward application process, we make it easy for you to get behind the wheel
and focus on providing exceptional service.

Access to premium vehicles
Flexible payment plans
No hidden fees or penalties
Quick approval process
Calculate pricing ->
Sign in
+44 20 3802 0292
Call or WhatsApp us
headsets icon
Support
Vehicle financing
checkbox icon
Black Cab FinanceAbout usSharia Compliance
Resources
chevron icon
Menu
3 points iconclose icon
Sign inGet your vehicle

Gear up with ayan.
PCO car hire that puts you In the fast lane.

Take your PCO game to the next level with Ayan's Halal, flexible financing. Any car, any dealership, anywhere in the UK.
#Sharia-certified option #5.0⭐, 50+ reviews

Need More Options? No Stress.
Any Car, Any Dealership,
Anywhere in the UK.

Get your vehicle

Calculate Your Weekly Payments

Car price
Less than £25,000 is for Limited Companies only
Deposit
Your Credit Score
Excellent
Good
Fair
Poor
Not sure
Please change the car value to enable Uber EV Grant. Total value of financing cannot be less than zero.
3 years
4 years
5 years
£5,000
today
£229
per week
deposit
156 weekly payments

Apply online in 5 minutes,
no impact on your credit score.

Next step ->
Ayan provides car finance only for business purposes. This can include Private hire and PCO driving as well as any other business needs.
Thank you! Your submission has been received!
Oops! Something went wrong while submitting the form.

The Real Cost of PCO Car Hire.
Things Other Providers Don’t Tell You.

Rent-to-buy PCO deals may seem simple, but many drivers don’t realise the true cost until they’re locked in

You overpay more

Other companies throw in insurance and servicing to make it sound like a good deal, but in reality, you’re massively overpaying for it. What seems convenient at first ends up costing way more than it should.

Locked-in contracts

Want to return the car? You lose everything you’ve already paid.

Mileage restrictions

Go over the limit, and you’ll be charged extra per mile, cutting into your earnings.

Logbook not in your name

The logbook stays in their name - limiting your flexibility.

Fees for
everything

Setup fee, termination, taking a holiday, handling fines - you name it, they find a way to charge you for it.

Limited
car choices

Don't settle for limited options. Choose from 5,000 showrooms across the UK to find exactly what works for you.

No Claims Bonus?  
Not with them

Since it’s a fleet policy, you don’t build your own history and lose your no-claims discount.

At Ayan,
We Do Things Differently.

No mileage limits

Drive as much as you want - your earnings, your way.

You pay way less

Most of our drivers choose nearly-new cars at market price, not RRP, so you get more car for your money and save thousands in the long run.

Logbook in your name

From day one, you are in control.

Choose your car

We finance cars from any dealership or private seller across the UK - from Scotland to the South Coast. Get the exact trim, color, and electric range that suits your needs.

No sneaky fees, no admin charges, no exit penalties

You’ll never pay anything but your deposit
and your weekly payments - nothing more, ever!

Build your
No Claims Bonus

With our insurance partner you keep your NCB and build it over time. Ayan is just the policyholder.

Flexible payments

Want to pay off early? Go for it - no penalties... ever.

Fully Shariah-compliant

No riba, just a fair, interest-free path to ownership.

Ready to apply? Here’s how!

At Ayan, you can pick any car, any dealership, anywhere in the UK

1

5-minute application

We only do a soft credit check, so no impact on your score.

2

Get approved &
pick your car

We’ll buy any car from any UK dealership for you, PCO-stickered or not! Exec, 7-seater, V-Class - up to £100K. You choose, we finance!

3

Make
weekly payments

No hidden fees, no extra charges, no early exit penalties. You’re in full control.

4

Need a  
PCO sticker?

No stress! Most drivers get it in a week, but we give you two weeks to sort it out. Need help? Check out our guide!

5

Insurance & warranty?
We’ve got you!

We finance insurance premiums & warranty packages at exclusive wholesale rates. Ayan is just the policyholder. But you get the No Claims Bonus.

 

Apply Now →

- Apply in 5 minutes.
- No hard credit checks.
- No paperwork.
- No hassle.

Google 5.0/5.0 ->

Real Stories.From Real Drivers.

I had an amazing experience with Ayan Capital.

I had an amazing experience with Ayan Capital. Once my application was approved, I received fantastic support in choosing and purchasing my car. The terms of the agreement were clear, and the fact that they adhere to Sharia principles of finance gave me, a non-Muslim, additional confidence in financing my vehicle through them. A special thanks to Salman for his assistance in buying my new car.

Constantin

The application was very easy and straightforward—they made me feel comfortable and valued.

Firstly I would like to say a big big thank you to Ayan capital and their team for helping me secure the funds needed to buy a car, the application was very easy and straightforward they made me feel comfortable and valued. I would also like to say a massive thank you to Shehrez and all the support he gave me during the process he helped me every step of the way and made sure I understood everything, and was happy with everything. Shehrez went over and beyond to make sure the purchase went through smoothly from Ayan capitals side and he was very patient as there was issues with the dealership which Shehrez sorted out as best as possible. I’m very very grateful for his help and time taken to ensure I got the car as quick as possible. Once again thank you all very much and I will definitely recommend anyone looking to buy a car to deal with Ayan capital, may Allah bless you all and help your company expand as big as possible.

Hisham Wareth

The best in the business!

If you’re looking for a finance company that’s knowledgeable, honest, and reliable, look no further. This team has taken my finances to a level I never thought possible. They work tirelessly to find the best solutions for me and always keep my interests at heart. I’m beyond grateful for their support—if I could give them 10 stars, I would! Finding a finance company you can trust is rare, but I found it here. They are completely transparent about fees, in, and risk factors, which gave me peace of mind from the start. They go above and beyond to ensure I’m making informed decisions every step of the way. If you want a team that truly cares, this is the place. Thank you again!! Gabor

Gabor

They are very reliable, honest and operate with integrity

I love my experience at Ayan Capital. Super-friendly staff. Their staff is not only friendly but also highly skilled. I was completely impressed with their professionalism and customer service. I recommend them to anyone who is looking for Islamic Halal car finance.

Shamsul Haque

For any PCO driver looking for a trustworthy and halal-friendly car solution

“Being a PCO driver, finding a Halal-compliant car scheme that aligns with my values seemed like a challenge until I discovered Ayan Capital. Their rent-to-buy car scheme has been a game-changer for me. I get to choose any car I want, and they take care of the purchase and rental process. The best part? It's all Halal-compliant. ”

abumuadh213

Common Questions

SEE ALL
What kind of cars do you have?
Is the financing halal?
Is this just a rent-to-buy agreement?
Will I keep or start getting No claim bonus (No claim Discount)
with the insurance financed by Ayan?
How long will it take for me to be approved and get the car?
Can I use my own insurance?

READY TO START YOUR JOURNEY?

Take the first step towards owning your dream PCO car. Apply now and get a decision in as little as 48 hours. No impact on your credit score. Uber drivers may qualify for an additional £3,000 refund.
APPLY NOW
+44 20 3802 0292
whatsapp small icon
Got questions? Call us or text on WhatsApp

© 2024 Ayan Capital LTD is registered by the Financial Conduct Authority as an Annex 1 financial institution for anti-money laundering purposes only—Firm Reference Number: 1004344. Registered in England & Wales, No: 15123809, with the office at 20 Wenlock Road, London, England, N1 7GU. Compliant with Data Protection Regulations 2018 under registration ZB613240.

Privacy Policy
close icon for modal