Uber Car Hire in the UK — Drive & Earn

SME/COMPANIES

At Ayan, we're committed to helping small and medium enterprises thrive. Our vehicle financing solutions are designed to fit your business needs, whether you're looking to expand your fleet or upgrade your company cars. With competitive rates, flexible terms, and a dedication to ethical financing, we're your partner in driving your business forward.

Competitive rates

Flexible terms

Shariah-compliant financing

Support for fleet expansion

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PRIVATE HIRE DRIVERS

Whether you're an Uber, Bolt, or FreeNow driver, Ayan has your back.  We offer Sharia-compliant financing for a wide range of vehicles, from fuel-efficient hybrids to spacious SUVs. With weekly payments that adapt to your earnings, you can drive with confidence knowing that we're here to support you every step of the way.

Sharia-compliant financing

Adaptable weekly payments

Choose any car from any dealer

Support for Uber, Bolt, FreeNow, and more

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PREMIUM VEHICLES FOR CHAUFFEURS

At Ayan, we understand the unique needs of chauffeurs. Our flexible financing options allow you to choose the perfect vehicle to impress your clients and grow your business. With no hidden fees and a straightforward application process, we make it easy for you to get behind the wheel and focus on providing exceptional service.

Access to premium vehicles

Flexible payment plans

No hidden fees or penalties

Quick approval process

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Maximise Your Earnings

Drive More. Earn More. Own More.

Own your earning potential, build assets while driving, and choose the perfect car. Learn how our drivers maximize their income

Learn more in the blog

Put in those miles

Traditional rentals limit your earnings. With Ayan's zero-mileage-limit financing, drive as much as you want, keeping 100% of surge pricing and bonuses.

Start building ownership ASAP

Why keep paying rent? Every payment gets you closer to owning your car - a valuable asset you can keep or sell for an upgrade. Not just memories of rental fees.

Pick the right car for your Uber strategy

Prius for low costs? Mercedes for premium fares? You choose, we finance. Ayan’s got your back.

Save big on insurance & warranty

Ayan finances your insurance premiums (we’re the policyholder) and covers warranty packages, so you’re never left figuring it out alone. Best part? You keep your No Claims Bonus!

Need that V-Class for airport jobs

We finance private seller deals too, so you can get the perfect ride for your business.

QUESTIONS? ANSWERS.

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What kind of cars do you have?

Whether you want an electric, plug-in hybrid, or other fuel type, whether you want a 7-seater or an executive car, any type of vehicle used for PHV, PCO, or other business purposes is eligible for financing from us.
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We don’t carry an inventory ourselves, which is better for you because you have the widest choice. Once we confirm the financing for you, you can choose a vehicle from any reputable dealership in the UK. You can negotiate the price directly with the dealership, knowing that you are in a position of strength with our financing behind you.
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And, since we don’t have to make upfront investments into the showrooms, the garages, the mechanics and the inventory, we don’t have all those overhead costs, and we pass those savings to you.

Is the financing halal?

It is. We provide halal car finance. Let us look at the basics of this contract from the Shariah perspective. We buy the car, own it, and rent it to you. Your payments are not interest payments; you are paying rent, similar to how you would rent your house.

As noted previously, your rental payments are calculated so that with every payment, part of it goes towards your car ownership. You have the right to purchase the vehicle from us at any time by paying the outstanding balance. In such cases, we will not charge you any future rent or termination fees.

At the end of the term, you can purchase the vehicle from us without any balloon payment. For Shariah compliance, the sale and transfer agreement is executed separately.

The contract we sign with you is called “Ijara wa Iqtina.” It is a Shariah-compliant hire-purchase agreement.

The bottom line is that, for us, being halal is not a marketing gimmick. It is a matter of internal principles – we either operate in a Shariah-compliant way or do not operate at all. Our services are open to everyone, and we want our clients to choose us not only because we are halal but also because we provide superior service.

Is this just a rent-to-buy agreement?

A rent-to-buy is reasonably close, but a Shariah-compliant rent-to-buy agreement needs to have some additional essential elements. Please read the AAOIFI Standards 9 for more details.

AAOIFI standards are internationally recognised Islamic finance principles used by Islamic banks worldwide.

We are also fully certified by Shariah scholars. Please see our certificate here.

Will I keep or start getting No claim bonus (No claim Discount) with the insurance premiums financed by Ayan?

Yes.

Ayan does not provide insurance. Ayan collaborates with a regulated insurance broker, DCL. Ayan does not earn any commissions from this collaboration. Conversely, you may find that a policy we can take out with DCL and enter you as a named driver costs you less than other providers where you are the policyholder.

If Ayan takes out a policy via DCL with you as a named driver, Ayan can provide financing for the insurance premiums, along with the vehicle. Ayan provides financing only for business purposes, such as driving for Uber, Bolt, etc.

The total amount of financing provided by Ayan, including the insurance premiums, has to be over £25,000 for Self-employed (Sole traders). There is no lower limit for limited companies.

You can also obtain insurance from other regulated insurance providers. However, in this case, Ayan might not be able to offer financing of the insurance premiums.

How long will it take for me to be approved and get the car?

From the moment we receive a complete application, we target to make a final decision within 2 business days.

If our client is approved, they usually quickly find the car they want us to purchase.

When the client tells us what car they have chosen, we target to complete all the paperwork and hand over the keys to the client in another 1-2 business days.

All in all, if the client has made up their mind about the car, the entire process should take no more than 3-4 business days.

Can I use my own insurance?

Yes, you have the liberty to choose the best insurance for yourself. You can compare between the prices and select the best option that suits you.

Ayan does not provide insurance. Ayan collaborates with a regulated insurance broker, DCL. Ayan does not earn any commissions from this collaboration. Conversely, you may find that a policy we can take out with DCL and enter you as a named driver costs you less than other providers where you are the policyholder.

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Anywhere in the UK.