At Ayan, our priority is to ensure everything
we do strictly follows Shariah principles.
But what does that actually mean
in practice?
Our model is certified by Alhamd Shariah Advisory - an independent, a trusted authority in Shariah compliance. This certification reflects our unwavering commitment to ethical financial practices.
Sharia Supervisory Board; Faculty Member, Darul Uloom Karachi
Mufti Muhammad Ibrahim Essa is a well-known Islamic finance scholar who helps banks and insurers make products that follow Islamic principles. He studied and now teaches at Darul Uloom Karachi under Mufti Taqi Usmani and has issued over 5,000 religious rulings. He leads Alhamd Sharia Advisory Services and advises organisations such as Lloyd’s of London, United Bank Limited (Pakistan), Bank of Hayat (Uzbekistan), and EFU Insurance and Takaful. He regularly speaks around the world and holds an AAOIFI certification for Sharia advisory and auditing.