HOW IT WORKS

VALUES-DRIVEN FINANCING.
DRIVE WITH
CONFIDENCE

That’s why we’ve created a rent-to-buy model for black cabs that’s 100% Sharia-compliant
WHY SHARIA-COMPLIANT

1

We work with Ascotts Group to provide you with the best quality black cabs. Established in 1980, they are the largest LEVC provider in the South East of England.

2

Make an affordable deposit (as low as 10%). No hidden fees, no penalties, no interest. We make our revenue from renting the car to you

3

Make weekly payments on your vehicle. Pay a lump sum or clear the full balance anytime — no early repayment fees.

4

Build equity with every payment. Own the vehicle outright at the end — no balloon payment.

CALCULATE YOUR WEEKLY PAYMENTS

Car price
Less than £25,000 is for Limited Companies only
Deposit
Your Credit Score
Excellent
Good
Fair
Poor
Not sure
Please change the car value to enable Uber EV Grant. Total value of financing cannot be less than zero.
£5,000
today
£229
per week
deposit
156 weekly payments

Apply online in 5 minutes—
no impact on credit score.

Next step ->
Ayan provides car finance only for business purposes. This can include Private hire and PCO driving as well as any other business needs.
Thank you! Your submission has been received!
Oops! Something went wrong while submitting the form.

Ready to apply?  Here’s how!

Ayan will get you into your dream taxi in no time

1

2-minute application

We only do a soft credit check — so no impact on your score.

2

Have a look at Ascotts Group here

Pick the best taxi suited to your needs out of their dealership. We’ll buy it for you!

3

Make
weekly payments

No hidden fees, no extra charges, no early settlement fees. You’re in full control.

4

Insurance & warranty?
We’ve got you!

We finance insurance premiums & warranty packages at exclusive wholesale rates. Ayan will be policyholder. But you get the no claims bonus.

5

Settle early anytime

Pay a lump sum or clear the full balance anytime — no early payment fees.

 

Apply Now →

- Apply online in 5 minutes.
- No hard credit checks.
- No paperwork.
- No hassle.

DRIVING CHANGE, ONE CUSTOMER AT A TIME

The Ayan team combines decades of expertise in Islamic finance and tech. Discover who we are and what drives us.
ABOUT AYAN
about ayan image
team phototeam photo with the boardTajikistan team photo
10 years
of experience
3 million
people served
Lenders, not brokers
tag icon
We're at:
4th Floor, 1 Kingdom Street
Paddington Central,
London W2 6BD
whatsapp icon
Contact us:
WhatsApp/Phone:
+44 20 3802 0292
clock icon
Open:
Mon-Fri: 9 AM - 6 PM
Sat: 9:30 AM - 3:30 PM
Closed Sundays
photo of the 1 Kingdom street buildingmap
SEE ALL
Is the financing halal?
Is this just a rent-to-buy agreement?
Will I keep or start getting No claim bonus (No claim Discount)
with the insurance premiums financed by Ayan?
How long will it take for me to be approved and get the car?
Can I use my own insurance?
Are there any hidden fees?
What if I want to return the car?
Google 5.0/5.0 ->

REAL STORIES FROM REAL
DRIVERS

I had an amazing experience with Ayan Capital.

I had an amazing experience with Ayan Capital. Once my application was approved, I received fantastic support in choosing and purchasing my car. The terms of the agreement were clear, and the fact that they adhere to Sharia principles of finance gave me, a non-Muslim, additional confidence in financing my vehicle through them. A special thanks to Salman for his assistance in buying my new car.

Constantin

The application was very easy and straightforward—they made me feel comfortable and valued.

Firstly I would like to say a big big thank you to Ayan capital and their team for helping me secure the funds needed to buy a car, the application was very easy and straightforward they made me feel comfortable and valued. I would also like to say a massive thank you to Shehrez and all the support he gave me during the process he helped me every step of the way and made sure I understood everything, and was happy with everything. Shehrez went over and beyond to make sure the purchase went through smoothly from Ayan capitals side and he was very patient as there was issues with the dealership which Shehrez sorted out as best as possible. I’m very very grateful for his help and time taken to ensure I got the car as quick as possible. Once again thank you all very much and I will definitely recommend anyone looking to buy a car to deal with Ayan capital, may Allah bless you all and help your company expand as big as possible.

Hisham Wareth

The best in the business!

If you’re looking for a finance company that’s knowledgeable, honest, and reliable, look no further. This team has taken my finances to a level I never thought possible. They work tirelessly to find the best solutions for me and always keep my interests at heart. I’m beyond grateful for their support—if I could give them 10 stars, I would! Finding a finance company you can trust is rare, but I found it here. They are completely transparent about fees, in, and risk factors, which gave me peace of mind from the start. They go above and beyond to ensure I’m making informed decisions every step of the way. If you want a team that truly cares, this is the place. Thank you again!! Gabor

Gabor

They are very reliable, honest and operate with integrity

I love my experience at Ayan Capital. Super-friendly staff. Their staff is not only friendly but also highly skilled. I was completely impressed with their professionalism and customer service. I recommend them to anyone who is looking for Islamic Halal car finance.

Shamsul Haque

For any PCO driver looking for a trustworthy and halal-friendly car solution

“Being a PCO driver, finding a Halal-compliant car scheme that aligns with my values seemed like a challenge until I discovered Ayan Capital. Their rent-to-buy car scheme has been a game-changer for me. I get to choose any car I want, and they take care of the purchase and rental process. The best part? It's all Halal-compliant. ”

abumuadh213