close icon for modal
black van

SME/COMPANIES

At Ayan, we're committed to helping small and medium enterprises thrive. Our vehicle financing solutions are designed to fit your business needs, whether you're looking to expand your fleet or upgrade your company cars. With competitive rates, flexible terms, and a dedication to ethical financing, we're your partner in driving your business forward.

Competitive rates
Flexible terms
Shariah-compliant financing
Support for fleet expansion
Calculate pricing ->
close icon for modal
white SUV

PRIVATE HIRE DRIVERS

Whether you're an Uber, Bolt, or FreeNow driver, Ayan has your back. 
We offer Sharia-compliant financing for a wide range of vehicles, from fuel-efficient hybrids to spacious SUVs. With weekly payments that adapt to your earnings, you can drive with confidence knowing that we're here to support you every step of the way.

Sharia-compliant financing
Adaptable weekly payments
Choose any car from any dealer
Support for Uber, Bolt, FreeNow, and more
Calculate pricing ->
close icon for modal
black premium car

PREMIUM VEHICLES FOR CHAUFFEURS

At Ayan, we understand the unique needs of chauffeurs. Our flexible financing options allow you to choose the perfect vehicle to impress your clients and grow your business. With no hidden fees and a straightforward application process, we make it easy for you to get behind the wheel
and focus on providing exceptional service.

Access to premium vehicles
Flexible payment plans
No hidden fees or penalties
Quick approval process
Calculate pricing ->
Get your vehicle
Personal
Business
checkbox icon
Sharia Compliance
Resources
chevron icon
Got questions? +44 20 3802 0292
Give us a call
Message us on WhatsApp
Sign in
Sign inGet your Vehicle

Rent to buy black cabs

Affordable, Halal taxi finance solution, designed for professional drivers
Trustpilot
Get your black cab now

How it works?

We've created a rent-to-buy model for black cabs that's 100% Sharia-compliant

WHY SHARIA-COMPLIANT
1

Choose any dealer

We work with dealerships across the UK to provide you with the best quality black cabs. Find one you like, and let us handle the rest.

2

Make an affordable deposit (as low as 10%)

No hidden fees, no penalties, no interest. We make our revenue from renting the car to you

3

Make weekly payments on your vehicle

Pay a lump sum or clear the full balance anytime — no early repayment fees.

4

Build equity every payment

Own the vehicle outright at the end — no ballon payment

WHY SHARIA-COMPLIANT

Ready to apply? Here's how!

Ayan will get you into your dream taxi in no time

Two minute application

We only do a soft credit check — so no impact on your score.

Find your perfect black cab

Pick the best taxi suited to your needs out of a dealership in the UK. We’ll buy it for you!

Make
weekly payments

No hidden fees, no extra charges, no early settlement fees. You’re in full control.

Insurance & warranty?
We’ve got you!

We finance insurance premiums & warranty packages at exclusive wholesale rates. Ayan will be policyholder. But you get the no claims bonus.

Settle early anytime

Pay a lump sum or clear the full balance anytime — no early payment fees.

Apply Now

- Apply online in 2 minutes.
- No hard credit checks.
- No paperwork.
- No hassle.

Key features of our
‍ Sharia-compliant model

Own your car with peace of mind - 100% Sharia-compliant.

1. No Riba (interest)

We don't chargeinterest on yourpayments

2. No Penalties

No penalties for latepayments andabsolutely no hiddenfees

3. No Gharar (uncertainty)

All terms are clearand upfront

4. Asset-backed financing

Your payments aretied to a real asset(the vehicle)

Driving change,
one customer at a time

The Ayan team combines decades of expertise in Islamic finance and tech. Discover who we are and what drives us.
ABOUT AYAN
about ayan image

Come see us in London

tag icon
We're at:
4th Floor, 1 Kingdom Street
Paddington Central,
London W2 6BD
whatsapp icon
Contact us:
WhatsApp/Phone:
+44 20 3802 0292
clock icon
Open:
9AM - 6 PM everyday

Come see us in London

photo of the 1 Kingdom street buildingmap

Estimate your Black Cab payments

Calculate how it works

Questions?
Answers.

See all
What is a rent to buy black cab scheme?
How expensive are your black cabs?
How much do black cab drivers make?
Should I do black cab or Uber?
How much does a black cab licence cost?
Are the black cabs new or used?
What if I want to return the car?
Products
Personal Use
For Business
Resources
Shariah Compliance
About Us
FAQ
Blogs
Building a Halal Alternative: The Core Principles Behind Ayan’s Car Finance
How to SORN Your Car in the UK: Declare a Car Off the Road the Right Way
Winter Driving Tips Every UK Driver Should Know
What Oil Goes in My Car? (UK Guide to Engine Oil Types)
Got questions? Message us on WhatsApp
+44 20 3802 0292

© 2025 Ayan Capital Ltd is authorised and regulated by the Financial Conduct Authority (Firm Reference Number: 1022208). Registered in England & Wales, (Company No.: 15123809) with the office at 20 Wenlock Road, London, England, N1 7GU. Compliant with Data Protection Regulations 2018 under registration ZB613240. FCA regulation applies only to certain regulated activities, and not to all services provided by Ayan Capital Ltd.
‍
Ayan Capital 1 Ltd is registered by the Financial Conduct Authority as an Annex 1 financial institution for anti-money-laundering purposes only (Firm Reference Number: 1021505). Registered in England & Wales (Company No.: 15996246) with its registered office at Mitchell Charlesworth, 3rd Floor, 44 Peter Street, Manchester, United Kingdom, M2 5GP. Compliant with Data Protection Regulations 2018 under registration ZB871398. All services provided by Ayan Capital 1 Ltd are unregulated.
‍
As a responsible finance provider, we assess all applications carefully to ensure affordability and suitability. All credit is subject to status, affordability checks, and terms and conditions.

Privacy PolicyComplaints