Join many satisfied customers who drive with Ayan
CALCULATE YOUR PAYMENTSIn this blog, we want to briefly walk through the core tenets that shape Ayan’s offering, the principles we follow, and the areas we are still actively working to improve.

When looking for a bargain on the used car market, it’s easy to come across Category N cars. They’re usually cheaper than similar models, but that lower price often raises the question: Is it worth the risk?

If you’ve ever browsed used car listings and spotted a vehicle marked as “Cat S,” you may have wondered what that means, and whether it’s a smart choice for your next car.
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If your financial circumstances have changed or you simply no longer need your vehicle, you may be wondering whether you can end your car finance agreement early In the UK, that’s where Voluntary Termination (VT) comes in.

When life changes, whether due to a job shift, financial pressure, or simply no longer needing a car, you might find yourself asking, "Can I just hand my car back?" The answer may be yes, thanks to something called Voluntary Termination.

Selling your car can feel overwhelming, especially with so many platforms, paperwork requirements, and pricing pitfalls to consider.

Your credit score plays a big role in whether you can get approved for car finance, and what kind of deal you get. Lenders use your credit profile to assess risk. But how good does your credit score need to be? Can you still get approved with poor credit?

Getting approved for car finance usually means providing proof of income, like payslips, bank statements, or tax documents. But what if you're self-employed, freelancing, or between jobs? Can you still get approved without traditional income documentation?

If you’re a Muslim considering car finance in the UK, you’ve probably come across PCP (Personal Contract Purchase). But the big question is: Is PCP Halal or Haram?

Thinking about selling your car but still have finance remaining? You're not alone. Many drivers find themselves in this position, unsure of the legal and financial implications of selling a car that's still under a finance agreement.

Getting approved for car finance in the UK isn’t always easy, especially if you have limited credit history, a low income, or bad credit. That’s where a guarantor can help. A guarantor acts as a financial safety net for lenders, making it easier for people to secure a car finance deal.
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Buying a pre-owned car can be a smart financial decision, especially in 2025, where the used car market remains strong due to rising costs of new vehicles and demand for budget-friendly options. However, it’s easy to fall into costly traps without knowing what to look for.

Choosing the right car finance can be tricky, especially when faced with jargon like HP and PCP. These are two of the most common car finance methods in the UK, but they work in very different ways and can have long-term implications on ownership, costs, and flexibility.

If you’re thinking about becoming your own boss and hitting the road, you’ve probably considered either becoming a Black Cab driver or joining the Uber driver club. But which one really comes out on top in terms of pay, flexibility, and job security.
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