Halal Vehicle Finance:Smart, Ethical Options for Drivers & Businesses

Learn about vehicle financing options for PCO and business drivers. Explore flexible plans, tips for approval, and how Ayan can support your journey.
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November 20, 2025

Building a Halal Alternative: The Core Principles Behind Ayan’s Car Finance

In this blog, we want to briefly walk through the core tenets that shape Ayan’s offering, the principles we follow, and the areas we are still actively working to improve.

November 20, 2025
October 10, 2025

Should You Buy a Category N Car in the UK?

When looking for a bargain on the used car market, it’s easy to come across Category N cars. They’re usually cheaper than similar models, but that lower price often raises the question: Is it worth the risk?

October 10, 2025
October 8, 2025

What Is a Category S Car? (2025 UK Buyer’s Guide to Cat S Cars)

If you’ve ever browsed used car listings and spotted a vehicle marked as “Cat S,” you may have wondered what that means, and whether it’s a smart choice for your next car.

October 8, 2025
October 3, 2025

How to Voluntarily Terminate Your Car Finance Agreement in the UK (2025 Guide)

If your financial circumstances have changed or you simply no longer need your vehicle, you may be wondering whether you can end your car finance agreement early In the UK, that’s where Voluntary Termination (VT) comes in.

October 3, 2025
October 3, 2025

Voluntary Termination (VT) of Car Finance in the UK (2025 Guide)

When life changes, whether due to a job shift, financial pressure, or simply no longer needing a car, you might find yourself asking, "Can I just hand my car back?" The answer may be yes, thanks to something called Voluntary Termination.

October 3, 2025
October 1, 2025

How to Sell A Car in the UK (2025 Guide to Selling Fast and Getting the Best Price)

Selling your car can feel overwhelming, especially with so many platforms, paperwork requirements, and pricing pitfalls to consider.

October 1, 2025
September 25, 2025

What Credit Score Do You Need for Car Finance in the UK?

Your credit score plays a big role in whether you can get approved for car finance, and what kind of deal you get. Lenders use your credit profile to assess risk. But how good does your credit score need to be? Can you still get approved with poor credit?

September 25, 2025
September 17, 2025

Can You Get a Car Financed Without Proof of Income?

Getting approved for car finance usually means providing proof of income, like payslips, bank statements, or tax documents. But what if you're self-employed, freelancing, or between jobs? Can you still get approved without traditional income documentation?

September 17, 2025
September 16, 2025

Is PCP Halal or Not? Understanding Islamic Car Financing

If you’re a Muslim considering car finance in the UK, you’ve probably come across PCP (Personal Contract Purchase). But the big question is: Is PCP Halal or Haram?

September 16, 2025
September 15, 2025

Can You Sell a Car on Finance?

Thinking about selling your car but still have finance remaining? You're not alone. Many drivers find themselves in this position, unsure of the legal and financial implications of selling a car that's still under a finance agreement.

September 15, 2025
September 14, 2025

How Does a Guarantor Work for Car Finance in the UK? (2026 Guide)

Getting approved for car finance in the UK isn’t always easy, especially if you have limited credit history, a low income, or bad credit. That’s where a guarantor can help. A guarantor acts as a financial safety net for lenders, making it easier for people to secure a car finance deal.

September 14, 2025
September 10, 2025

10 Things to Look for When Buying Pre-owned Cars in 2025

Buying a pre-owned car can be a smart financial decision, especially in 2025, where the used car market remains strong due to rising costs of new vehicles and demand for budget-friendly options. However, it’s easy to fall into costly traps without knowing what to look for.

September 10, 2025
September 9, 2025

What’s the Difference Between HP and PCP?

Choosing the right car finance can be tricky, especially when faced with jargon like HP and PCP. These are two of the most common car finance methods in the UK, but they work in very different ways and can have long-term implications on ownership, costs, and flexibility.

September 9, 2025
September 23, 2024

Understanding Islamic Car Finance: Murabaha vs. Ijara wa Iqtina

Explore the key principles of Islamic car finance, including Murabaha and Ijara wa Iqtina. Learn how these Sharia-compliant methods offer interest-free vehicle financing while adhering to Islamic ethical guidelines.

September 23, 2024
June 5, 2025

Black Cab vs Uber Driver: Which Career Offers Better Pay, Flexibility & Job Security in the UK?

If you’re thinking about becoming your own boss and hitting the road, you’ve probably considered either becoming a Black Cab driver or joining the Uber driver club. But which one really comes out on top in terms of pay, flexibility, and job security.

June 5, 2025
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