Halal car finance for UK's PHV, PCO and Business drivers, London

Real savings. Real examples.

Mercedes EQE, 2023

Popular for Uber Exec. One rent-to-buy company quoted us. Then we ran the same numbers with Ayan

Kia Sorento, 2023

Popular for Uber XL. We got a rental quote elsewhere. Then we ran the same numbers with Ayan

TESLA MODEL 3, 2022

Another Top pick for Uber Exec. Here’s a side-by-side with Ayan vs another Rent-to-Buy.

Here’s another one: the Kia Sorento,
a popular 7-seater and a top choice for UberXL

Weekly payments

Logbook

Flexible payments

Additional fees

Mileage limits

Total savings

from £100/week 👌

(9K miles, like-new)

Your name on the
logbook from day one 🔑

Pay off anytime,
no penalties ✅

None - transparent pricing 🔍

None - Drive as much
as you want

£112/week saved

Other rent-to-buy

£329/week 🚨
(including insurance)

No - until the
contract ends 🚫

9 months minimum term, termination fees, early termination results in loss of equity 🙅‍♂️

Setup fee £499

Restrictions apply -
3333 miles per month,
20p per mile excess

Overpaying every
single week 😱

Ayan car finance

from £180 per week

Logbook yours day 1 🔑

Pay anytime, clear anytime ✅

No fees or penalties🔍

Unlimited mileage 🚀

Save every week💰

Rent-to-buy

from £329 per week

Logbook at the end 🚫

Fixed term, fees, lose equity 😓

Admin, fines, notice ⚠️

Restricted mileage😬

Overpay weekly 😱

That's a £112/week Difference =

£5,824 Saved Per Year!

any car any dealership

FIND YOUR PERFECT RIDE

At Ayan, choose any car that fits your style. Our wide selection of quality vehicles from trusted UK dealers ensures you'll find your perfect match.

1/4

Kia Sorento, 2023

Comfortable, reliable SUV with impressive fuel efficiency and features

Rent-to-buy

Bank loan

Leasing

Path to ownership

Flexible payments

No hidden costs

No penalty fees

Safe driving rewards

Low initial deposit

Wide car selection

No mileage limits

Your name on logbook

2/4

Mercedes EQE, 2023

Sleek design, advanced features, and 300-mile electric performance.

Rent-to-buy

Bank loan

Leasing

Path to ownership

Flexible payments

No hidden costs

No penalty fees

Safe driving rewards

Low initial deposit

Wide car selection

No mileage limits

Your name on logbook

3/4

Kia Niro, 2024

Compact hybrid SUV with 300-mile electric range.

Rent-to-buy

Bank loan

Leasing

Path to ownership

Flexible payments

No hidden costs

No penalty fees

Safe driving rewards

Low initial deposit

Wide car selection

No mileage limits

Your name on logbook

4/4

Tesla Model 3, 2021

Powerful, eco-conscious car with impressive driving range.

Rent-to-buy

Bank loan

Leasing

Path to ownership

Flexible payments

No hidden costs

No penalty fees

Safe driving rewards

Low initial deposit

Wide car selection

No mileage limits

Your name on logbook

MEET OUR TOP PICKS

Mercedes-Benz S Class, 2022

Mercedes-Benz E Class EQE 300 89kWh AMG Line (Premium Plus), 2023

Mercedes-Benz V300d AMG Line, 2019

from

217

Used

Land Rover Range Rover Sport, 2019

from

148

Used

Volkswagen ID.5, 2023

Values-driven financing,
drive with confidence

At Ayan, we believe everyone deserves access to reliable transportation. That's why we've created a rent-to-buy model for business purposes that's 100% Sharia-compliant.

WHY SHARIA-COMPLIANT

2-minute application

We only do a soft credit check, so no impact on your score.

Get approved &
pick your car

We’ll buy any car from any UK dealership for you, PCO-stickered or not! Exec, 7-seater, V-Class - up to £100K. You choose, we finance!

Make
weekly payments

No hidden fees, no extra charges, no early exit penalties. You’re in full control.

Need a
PCO sticker?

No stress! Most drivers get it in a week, but we give you two weeks to sort it out. Need help? Check out our guide!

Insurance & warranty?
We’ve got you!

We finance insurance premiums & warranty packages at exclusive wholesale rates. Ayan is just the policyholder. But you get the No Claims Bonus.

Apply Now →

- Apply in 2 minutes.
- No hard credit checks.
- No paperwork.
- No hassle.

Questions?
Answers.

See all

Products

Resources

Blogs

Got questions? Call us on WhatsApp

+44 20 3802 0292

© 2025 Ayan Capital Ltd is authorised and regulated by the Financial Conduct Authority (Firm Reference Number: 1022208). Registered in England & Wales, (Company No.: 15123809) with the office at 20 Wenlock Road, London, England, N1 7GU. Compliant with Data Protection Regulations 2018 under registration ZB613240. FCA regulation applies only to certain regulated activities, and not to all services provided by Ayan Capital Ltd.
‍
Ayan Capital 1 Ltd is registered by the Financial Conduct Authority as an Annex 1 financial institution for anti-money-laundering purposes only (Firm Reference Number: 1021505). Registered in England & Wales (Company No.: 15996246) with its registered office at Mitchell Charlesworth, 3rd Floor, 44 Peter Street, Manchester, United Kingdom, M2 5GP. Compliant with Data Protection Regulations 2018 under registration ZB871398. All services provided by Ayan Capital 1 Ltd are unregulated.
‍
As a responsible finance provider, we assess all applications carefully to ensure affordability and suitability. All credit is subject to status, affordability checks, and terms and conditions.

Halal car finance
for private hire
and business

0 surprises

100% halal

2-min application

Real savings. Real examples.

Car finance built around you

You're in good hands