Join many satisfied customers who drive with Ayan
CALCULATE YOUR PAYMENTSIn this blog, we want to briefly walk through the core tenets that shape Ayan’s offering, the principles we follow, and the areas we are still actively working to improve.

In this guide, we’ll explain what interest-free car finance really means, how it differs from a typical 0% APR deal, and why the method — not just the outcome — is key in Islamic finance.

Buy Now, Pay Later (BNPL) services like Clearpay have exploded in popularity across the UK. But while more people are using Clearpay, a big question remains: Does Clearpay help build your credit score?

Your credit score plays a big role in whether you can get approved for car finance, and what kind of deal you get. Lenders use your credit profile to assess risk. But how good does your credit score need to be? Can you still get approved with poor credit?

Imported cars often come with unique styling, better specs, and sometimes lower prices… but are they actually worth it? Imported cars also risk higher insurance costs, expensive repairs, and complicated paperwork.

Getting approved for car finance usually means providing proof of income, like payslips, bank statements, or tax documents. But what if you're self-employed, freelancing, or between jobs? Can you still get approved without traditional income documentation?

If you’re a Muslim considering car finance in the UK, you’ve probably come across PCP (Personal Contract Purchase). But the big question is: Is PCP Halal or Haram?

Thinking about car finance but allergic to interest? Or just tired of financial jargon that makes your brain feel like it’s stuck in traffic on the M25? You’ve come to the right place.
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Credit scores can either open doors or slam them in your face. Now, here’s the twist: you want to build your credit score the Halal way: no interest, no gambling, no financial funny business. Sounds impossible? It’s not.
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If you’re thinking about becoming your own boss and hitting the road, you’ve probably considered either becoming a Black Cab driver or joining the Uber driver club. But which one really comes out on top in terms of pay, flexibility, and job security.
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