Halal Finance Explained:Ethical, Sharia-Compliant Solutions for Modern Life

Explore Ayan's Halal Finance blog for insights on Sharia-compliant vehicle financing, ethical banking, and Islamic fintech solutions in the UK.
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November 20, 2025

Building a Halal Alternative: The Core Principles Behind Ayan’s Car Finance

In this blog, we want to briefly walk through the core tenets that shape Ayan’s offering, the principles we follow, and the areas we are still actively working to improve.

November 20, 2025
October 29, 2025

Interest-free Car Finance vs 0% APR: What’s the Difference and Why It Matters

In this guide, we’ll explain what interest-free car finance really means, how it differs from a typical 0% APR deal, and why the method — not just the outcome — is key in Islamic finance.

October 29, 2025
September 26, 2025

Will Clearpay Help Build Your Credit Score in the UK?

Buy Now, Pay Later (BNPL) services like Clearpay have exploded in popularity across the UK. But while more people are using Clearpay, a big question remains: Does Clearpay help build your credit score?

September 26, 2025
September 25, 2025

What Credit Score Do You Need for Car Finance in the UK?

Your credit score plays a big role in whether you can get approved for car finance, and what kind of deal you get. Lenders use your credit profile to assess risk. But how good does your credit score need to be? Can you still get approved with poor credit?

September 25, 2025
September 19, 2025

Is It Worth Buying an Imported Car in the UK?

Imported cars often come with unique styling, better specs, and sometimes lower prices… but are they actually worth it? Imported cars also risk higher insurance costs, expensive repairs, and complicated paperwork.

September 19, 2025
September 17, 2025

Can You Get a Car Financed Without Proof of Income?

Getting approved for car finance usually means providing proof of income, like payslips, bank statements, or tax documents. But what if you're self-employed, freelancing, or between jobs? Can you still get approved without traditional income documentation?

September 17, 2025
September 16, 2025

Is PCP Halal or Not? Understanding Islamic Car Financing

If you’re a Muslim considering car finance in the UK, you’ve probably come across PCP (Personal Contract Purchase). But the big question is: Is PCP Halal or Haram?

September 16, 2025
June 25, 2025

Halal Car Finance UK: Everything You Need to Know in 2025

Thinking about car finance but allergic to interest? Or just tired of financial jargon that makes your brain feel like it’s stuck in traffic on the M25? You’ve come to the right place.

June 25, 2025
May 7, 2025

6 Ways to Build Your Credit Score the Halal Way: Tips for UK Drivers in 2025

Credit scores can either open doors or slam them in your face. Now, here’s the twist: you want to build your credit score the Halal way: no interest, no gambling, no financial funny business. Sounds impossible? It’s not.

May 7, 2025
December 11, 2024

Ayan Capital Raises £2.8 Million equity to Expand Islamic Fintech Solutions in the UK

Ayan Capital raises £2.8M to expand halal car finance and Islamic fintech solutions in the UK, aiming to disrupt traditional lending and build an Islamic neobank.

December 11, 2024
September 23, 2024

Understanding Islamic Car Finance: Murabaha vs. Ijara wa Iqtina

Explore the key principles of Islamic car finance, including Murabaha and Ijara wa Iqtina. Learn how these Sharia-compliant methods offer interest-free vehicle financing while adhering to Islamic ethical guidelines.

September 23, 2024
June 5, 2025

Black Cab vs Uber Driver: Which Career Offers Better Pay, Flexibility & Job Security in the UK?

If you’re thinking about becoming your own boss and hitting the road, you’ve probably considered either becoming a Black Cab driver or joining the Uber driver club. But which one really comes out on top in terms of pay, flexibility, and job security.

June 5, 2025
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