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Passing the TfL Topographical Skills Test is a crucial step if you're applying to become a PHV (Private Hire Vehicle) driver in London. Without it, you can’t get your PCO licence, which means no Uber, Bolt, or other ride-hailing work in the capital.
Getting insured as a new driver in the UK can be expensive. Premiums for first-time drivers, especially under the age of 25, are typically the highest in the market. In fact, according to recent data, the average premium for a 17–20 year old can exceed £1,800 annually.
Choosing the right car finance can be tricky, especially when faced with jargon like HP and PCP. These are two of the most common car finance methods in the UK, but they work in very different ways and can have long-term implications on ownership, costs, and flexibility.