Values In Motion:
The Ayan Journal.

Navigating the intersection of ethical finance and smart driving. Your guide to success on and off the road.
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Best Hybrid Cars in the UK (2025 Buyer’s Guide)

Hybrid cars have surged in popularity across the UK, and for good reason. As fuel prices fluctuate and ULEZ zones expand, hybrids offer a perfect middle ground between petrol convenience and electric efficiency.

September 30, 2025

Best Uber Executive Cars in the UK (2025 List & Guide for Drivers)

Looking to qualify for Uber Exec? Choosing the right vehicle is key. Only a select list of high-spec, premium vehicles will qualify.

September 29, 2025

Best Uber Comfort Vehicles in 2025

Uber Comfort is a higher‑tier ride option that gives passengers extra legroom, newer, mid‑sized cars, and a more pleasant experience. For drivers, offering Uber Comfort can mean higher fares and better ratings, but only if your vehicle fits the criteria.

September 19, 2025

How to Pass The TfL Topographical Skills Test (2026 Guide)

Passing the TfL Topographical Skills Test is a crucial step if you're applying to become a PHV (Private Hire Vehicle) driver in London. Without it, you can’t get your PCO licence, which means no Uber, Bolt, or other ride-hailing work in the capital.

September 13, 2025

How to Get More Rides on Uber in 2025

Driving for Uber in 2025? Want more trip requests, better ratings, and higher weekly earnings? This guide gives you 9 proven ways to get more rides on Uber - especially in London - without working more hours.

August 16, 2025

9 Ways to Improve Your Uber Driver Rating in 2025

A high rating helps you get more rides, better tips, and long-term account security. This guide gives you 9 practical tips to improve your Uber rating and earn more 5-star reviews from UK passengers.

August 6, 2025

UberX vs Uber XL vs Uber Exec: Which Pays More in 2025?

Curious which Uber service pays the most in 2025? This detailed earnings breakdown compares UberX, Uber XL, and Uber Exec in London - including average fares, expenses, and which option works best with halal car finance.

July 22, 2025

Best Cars for Uber XL in 2025 - Top 5, 7-Seaters for PCO Drivers

Thinking of driving Uber XL in 2025? Here's a breakdown of the best 7-seater cars for private hire work in London, including fuel economy, comfort, PCO approval, and affordability - all with halal finance options, of course.

July 14, 2025

Black Cab vs Uber Driver: Which Career Offers Better Pay, Flexibility & Job Security in the UK?

If you’re thinking about becoming your own boss and hitting the road, you’ve probably considered either becoming a Black Cab driver or joining the Uber driver club. But which one really comes out on top in terms of pay, flexibility, and job security.

June 5, 2025

How to Save Money as a PCO Driver in London: 8 Smart Hacks for 2025

Whether you’re new to the game or an Uber veteran, here are 8 money-saving hacks every PCO driver in London should know. Your bank account will thank you. Probably in emojis.

May 21, 2025

Will Clearpay Help Build Your Credit Score in the UK?

Buy Now, Pay Later (BNPL) services like Clearpay have exploded in popularity across the UK. But while more people are using Clearpay, a big question remains: Does Clearpay help build your credit score?

September 26, 2025

What Credit Score Do You Need for Car Finance in the UK?

Your credit score plays a big role in whether you can get approved for car finance, and what kind of deal you get. Lenders use your credit profile to assess risk. But how good does your credit score need to be? Can you still get approved with poor credit?

September 25, 2025

Best Car Air Fresheners in the UK (2025 Picks)

A fresh-smelling car isn’t just about comfort, it’s about creating a professional atmosphere, especially if you’re a PCO or private hire driver.

September 22, 2025

Is It Worth Buying an Imported Car in the UK?

Imported cars often come with unique styling, better specs, and sometimes lower prices… but are they actually worth it? Imported cars also risk higher insurance costs, expensive repairs, and complicated paperwork.

September 19, 2025

Can You Get a Car Financed Without Proof of Income?

Getting approved for car finance usually means providing proof of income, like payslips, bank statements, or tax documents. But what if you're self-employed, freelancing, or between jobs? Can you still get approved without traditional income documentation?

September 17, 2025

Is PCP Halal or Not? Understanding Islamic Car Financing

If you’re a Muslim considering car finance in the UK, you’ve probably come across PCP (Personal Contract Purchase). But the big question is: Is PCP Halal or Haram?

September 16, 2025

Can You Sell a Car on Finance?

Thinking about selling your car but still have finance remaining? You're not alone. Many drivers find themselves in this position, unsure of the legal and financial implications of selling a car that's still under a finance agreement.

September 15, 2025

How Does a Guarantor Work for Car Finance in the UK? (2026 Guide)

Getting approved for car finance in the UK isn’t always easy, especially if you have limited credit history, a low income, or bad credit. That’s where a guarantor can help. A guarantor acts as a financial safety net for lenders, making it easier for people to secure a car finance deal.

September 14, 2025

10 Tips to Reduce Car Insurance as a New Driver in 2026

Getting insured as a new driver in the UK can be expensive. Premiums for first-time drivers, especially under the age of 25, are typically the highest in the market. In fact, according to recent data, the average premium for a 17–20 year old can exceed £1,800 annually.

September 12, 2025

10 Cheapest Cars for New Drivers to Insure in 2026

Buying your first car is exciting, but if you're a new driver in the UK, the cost of car insurance can be a serious shock. According to recent reports, drivers aged 17 to 24 see insurance as a bigger hurdle than the car itself.

September 11, 2025
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