Car finance calculator

Adjust the sliders on the calculator to see estimated monthly or weekly payments. Switch between personal and business options to explore a plan that could work for you

Monthly payments

Estimate your payments

Car price

£26,500

£2,000£70,000

Deposit

£0

£0£23,850

Term length

5 year(s)

15

Your credit score

not sure

not sureexcellent

Monthly payment

£580

Your car finance breakdown

25% paid upfront

75% financed through monthly payments

  • Deposit

    £0

  • Term

    5 year(s)

  • Car price

    £26,500

  • Financing amount

    £26,500

  • APR equivalent

    11.9%

  • Interest

    £0

  • Rental charges

    £8,300

  • Option to purchase fee

    £1

  • Total payable amount

    £34,801

The APR shown is the vehicle rental rate presented as an APR-equivalent to help you compare with traditional hire-purchase agreements that charge interest (we do not charge interest)

Your last monthly payment includes a £1 Option to purchase fee

* These figures are for illustration and budgeting only and may change after assessment. This is not an offer or a quote for finance

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Our model: Ijara wa Iqtina

We follow a well-established Islamic contract known as Ijara wa Iqtina.

Ijara means "leasing"

Iqtina means "acquisition"

Together, this creates a clear path to ownership: you benefit from the vehicle today while steadily moving closer to making it fully yours.

We own the vehicle throughout, and pass the ownership to you at the end of the contract through a separate Sale and Transfer agreement.

Monthly payment breakdown over time

How your monthly payments work:

  • Rent Portion → The fee for using the vehicle (Ayan's profit)

  • Purchase Portion → Builds your share on the path to ownership, gradually reducing what remains

You're in good hands

Trusted by satisfied customers across the country for halal car finance

Ready to get started?

Trusted by satisfied customers across the country for halal car finance

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answers.

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