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SME/COMPANIES

At Ayan, we're committed to helping small and medium enterprises thrive. Our vehicle financing solutions are designed to fit your business needs, whether you're looking to expand your fleet or upgrade your company cars. With competitive rates, flexible terms, and a dedication to ethical financing, we're your partner in driving your business forward.

Competitive rates
Flexible terms
Shariah-compliant financing
Support for fleet expansion
Calculate pricing ->
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PRIVATE HIRE DRIVERS

Whether you're an Uber, Bolt, or FreeNow driver, Ayan has your back. 
We offer Sharia-compliant financing for a wide range of vehicles, from fuel-efficient hybrids to spacious SUVs. With weekly payments that adapt to your earnings, you can drive with confidence knowing that we're here to support you every step of the way.

Sharia-compliant financing
Adaptable weekly payments
Choose any car from any dealer
Support for Uber, Bolt, FreeNow, and more
Calculate pricing ->
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PREMIUM VEHICLES FOR CHAUFFEURS

At Ayan, we understand the unique needs of chauffeurs. Our flexible financing options allow you to choose the perfect vehicle to impress your clients and grow your business. With no hidden fees and a straightforward application process, we make it easy for you to get behind the wheel
and focus on providing exceptional service.

Access to premium vehicles
Flexible payment plans
No hidden fees or penalties
Quick approval process
Calculate pricing ->
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Introducing Halal car finance

Shariah-compliant finance - open for anyone to apply (subject to status)
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* Rates from as low as 7.9% APR, Representative 12.9% APR. Ayan doesn't charge interest — APR shown for comparison

Car finance made simple

A new, easy and speedy way to finance your car - the halal way

Fair

No penalties, no compromise

Halal

Built on Islamic finance principles, made for everyone

Transparent

Everything is clear, no surprises

1. Apply & view your plan

Apply online and get a quick decision. Once approved, explore your personalised plan with clear terms and flexible options.

2. Add car details

Tell us about the car you’ve chosen. We’ll show a complete report so you can review everything with confidence.

3. Enter dealership bank details

Provide the dealer’s bank details securely. We send the payment straight to the dealership.

4. Pick up & go

Dealer paid. Collect your car. Drive safe.

1. Apply & view your plan

Apply online and get a quick decision. Once approved, explore your personalised plan with clear terms and flexible options

2. Add car details

Tell us about the car you’ve chosen. We’ll show a complete report so you can review everything with confidence

3. Enter dealership bank details

Provide the dealer’s bank details securely. We send the payment straight to the dealership

4. Pick up & go

Dealer paid. Collect your car. Drive safe

You're in good hands

Trusted by satisfied customers across the country for halal car finance
Trustpilot

Car finance built around you

Buy from 8,000+ dealerships across the UK
Apply now
Representative 12.9% APR

How does Islamic financing work?

1

Ayan remains the owner of the vehicle during the lease period

2

The client makes monthly payments throughout the lease term

3

Each payment contributes to: Rent for using the vehicle (this is Ayan's revenue) and the client's path to eventual ownership

4

At the end of the lease, ownership is transferred to the client, as per the agreement

Ownership transfer timeline

At the end of the contract, a separate Sale & Transfer agreement is signed to legally transfer the ownership of the vehicle to you, and if you have met your Ijara obligations, there is nothing left to pay

Backed by experience you can trust

Trustpilot

14,000+

people have already applied

11 years

experience in Islamic finance

4 million+

customers trust Alif, built by our founders

Come see us in London

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We're at:
4th Floor, 1 Kingdom Street
Paddington Central,
London W2 6BD
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Contact us:
WhatsApp/Phone:
+44 20 3802 0292
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Open:
Mon-Fri: 9 AM - 6 PM
Sat: 9:30 AM - 3:30 PM
Closed Sundays

Come see us in London

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Questions?
Answers.

See all
How does Halal car finance work?
Can non-Muslims apply for Ayan’s Halal car finance?
Is Ayan’s Halal car finance available across the UK?
Does Ayan have cars in stock?
Is Ayan Shariah-compliant?
Isn’t Ayan’s Ijara wa Iqtina, just a hire purchase?
Is my credit score affected when applying for car finance with Ayan?
How quickly can I get my car financed by Ayan?
Do the monthly payments include insurance or warranty?
Why should I link my bank account when I make an application with Ayan?
Can I make lump-sum payments?
Products
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About Us
FAQ
Blogs
Halal Car Finance UK: Everything you need to know
Is PCP Halal or not?
Can you get a car financed without proof of income?
What's the difference between HP and PCP
Got questions? Message us on WhatsApp
+44 20 3802 0292

© 2025 Ayan Capital Ltd is authorised and regulated by the Financial Conduct Authority (Firm Reference Number: 1022208). Registered in England & Wales, (Company No.: 15123809) with the office at 20 Wenlock Road, London, England, N1 7GU. Compliant with Data Protection Regulations 2018 under registration ZB613240. FCA regulation applies only to certain regulated activities, and not to all services provided by Ayan Capital Ltd.
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Ayan Capital 1 Ltd is registered by the Financial Conduct Authority as an Annex 1 financial institution for anti-money-laundering purposes only (Firm Reference Number: 1021505). Registered in England & Wales (Company No.: 15996246) with its registered office at Mitchell Charlesworth, 3rd Floor, 44 Peter Street, Manchester, United Kingdom, M2 5GP. Compliant with Data Protection Regulations 2018 under registration ZB871398. All services provided by Ayan Capital 1 Ltd are unregulated.
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As a responsible finance provider, we assess all applications carefully to ensure affordability and suitability. All credit is subject to status, affordability checks, and terms and conditions.

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