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SME/COMPANIES

At Ayan, we're committed to helping small and medium enterprises thrive. Our vehicle financing solutions are designed to fit your business needs, whether you're looking to expand your fleet or upgrade your company cars. With competitive rates, flexible terms, and a dedication to ethical financing, we're your partner in driving your business forward.

Competitive rates
Flexible terms
Shariah-compliant financing
Support for fleet expansion
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PRIVATE HIRE DRIVERS

Whether you're an Uber, Bolt, or FreeNow driver, Ayan has your back. 
We offer Sharia-compliant financing for a wide range of vehicles, from fuel-efficient hybrids to spacious SUVs. With weekly payments that adapt to your earnings, you can drive with confidence knowing that we're here to support you every step of the way.

Sharia-compliant financing
Adaptable weekly payments
Choose any car from any dealer
Support for Uber, Bolt, FreeNow, and more
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PREMIUM VEHICLES FOR CHAUFFEURS

At Ayan, we understand the unique needs of chauffeurs. Our flexible financing options allow you to choose the perfect vehicle to impress your clients and grow your business. With no hidden fees and a straightforward application process, we make it easy for you to get behind the wheel
and focus on providing exceptional service.

Access to premium vehicles
Flexible payment plans
No hidden fees or penalties
Quick approval process
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Interest Free Car Finance

A halal, riba-free and easy way to get your car finance
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*Representative 10.9% APR. Ayan does not charge interest. APR shown for comparison.

How Interest Free Financing Works

1

Ayan purchases the car upfront using its own funds and remains the legal owner throughout the agreement. This ensures the arrangement is asset-backed and interest-free.

2

You make fixed, transparent rental payments to use the vehicle. These payments are agreed in advance and do not increase over time.

3

No interest (riba) - profit is earned through rent: Payments cover rent and ownership. Each payment covers vehicle rent, which is Ayan’s profit, and contributes towards you owning the car.

4

Once all agreed payments are completed, ownership of the car is transferred to you under a separate contract, at no additional charge.

Ownership transfer timeline

At the end of the contract, a separate Sale & Transfer agreement is signed to legally transfer the ownership of the vehicle to you, and if you have met your Ijara obligations, there is nothing left to pay.

Why choose Ayan

Interest Free

No Riba

Online Process

Apply and manage the entire process digitally

Transparent

No surprise balloon payments, no admin fees, no surprises

You're in good hands

Trusted by satisfied customers across the country for halal car finance
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Car finance built around you

Choose from over 8000 reputable
dealerships across the UK
Apply now
*Representative 10.9% APR

Questions?
Answers.

See all
How does Interest free financing work?
Is Ayan's car finance available across the UK?
If it’s interest free, why is there an APR rate?
Can anyone of any faith apply?
Can I apply with a bad credit history?
Got questions? Message us on WhatsApp
+44 20 3802 0292

© 2025 Ayan Capital Ltd is authorised and regulated by the Financial Conduct Authority (Firm Reference Number: 1022208). Registered in England & Wales, (Company No.: 15123809) with the office at 20 Wenlock Road, London, England, N1 7GU. Compliant with Data Protection Regulations 2018 under registration ZB613240. FCA regulation applies only to certain regulated activities, and not to all services provided by Ayan Capital Ltd.
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Ayan Capital 1 Ltd is registered by the Financial Conduct Authority as an Annex 1 financial institution for anti-money-laundering purposes only (Firm Reference Number: 1021505). Registered in England & Wales (Company No.: 15996246) with its registered office at Mitchell Charlesworth, 3rd Floor, 44 Peter Street, Manchester, United Kingdom, M2 5GP. Compliant with Data Protection Regulations 2018 under registration ZB871398. All services provided by Ayan Capital 1 Ltd are unregulated.
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As a responsible finance provider, we assess all applications carefully to ensure affordability and suitability. All credit is subject to status, affordability checks, and terms and conditions.

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